Car Insurance

Average savings of over $800 for drivers who switch & save^*

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Bundle Save an average of 5% on auto!^Δ

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Quote car insurance that's customized to you and saves you more

Car insurance at the right price is important — so is finding the right coverage. We make it easy to find both with a quick quote, plus tools to manage your policy 24/7. Quote now and see why over 31 million drivers trust us.

Need more info before you start? See what you need for a car insurance quote.

Discounts that make auto insurance affordable

Unlock easy savings! Our auto customers enjoy an average of seven discounts — here are just a few that you could earn:

Savings!

Bundle & save
New customers who bundle their home and auto save $983 on average.^* Combine coverage for your RV, boat, motorcycle, and more for additional multi-policy savings.
Student and teen discounts
Have a teen or student in your household? Students with a B average or better can earn our good student discount,^** plus teens age 18 or younger get a discount too.^†
Drive safe and save more
Our Snapshot® program customizes your car insurance rate based on how you drive. On average, customers who save with Snapshot enjoy $322 in savings per year.^††

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Why choose Progressive?

Rated A+ by A.M. Best

Progressive offers affordable insurance that's ranked at the highest level by third-party financial raters.

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Trusted since 1937

More than 31 million drivers trust Progressive. We've been protecting our customers for 85+ years.

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Innovative protection

We find new ways to keep you protected. For example, Progressive Vehicle Protection covers system repairs, minor dings, and more.

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Customizing your car insurance couldn't be simpler

Protect yourself from accidents, windshield damage, lawsuits, and more. We guide you in customizing your coverage when you quote car insurance. Get auto insurance quotes online and personalize your policy today.

These are some of the most common car insurance coverages. Requirements and offerings may vary by state.^‡

Required

Liability

Protects you if you cause an accident

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Liability coverage is required for all drivers in most states. It pays for property damage and injuries you cause to others if you're found responsible for a car accident. It can also cover related legal expenses.

Example: You cause an accident with another car. The other driver's knee is hurt from the impact and their car is damaged in the accident. Your liability coverage can pay for their related medical care and car repairs up to your policy's liability limits.

Recommended

Comprehensive & collision

Protects your car from the unexpected

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Often purchased together if you have a new car or high-value vehicle, comprehensive coverage and collision coverage protect you financially from unexpected damage to your car. State law doesn't require them, but your car lease or loan probably does.

Example: If your car is stolen or damaged by a non-collision event (including hitting an animal, fire, hail damage, other acts of nature, vandalism, and theft), comprehensive can cover your car repairs.

Example: If your car is damaged in an accident, collision can cover your car repairs regardless of who's at fault.

Roadside assistance

Pays for towing services and more

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Our roadside assistance covers towing services if your car breaks down, as well as flat tire changes, fuel delivery, lock-out services, and more.

Example: Your car breaks down and you need to get it to a repair shop. We'll arrange to tow your car anywhere in a 15-mile radius or to the nearest shop.

Uninsured / underinsured motorist

Protects you from drivers who can't pay for damages

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Required in some states, uninsured/underinsured motorist (UM/UIM) coverage can pay for your injuries if you're hit by a driver with too little or no car insurance. UM/UIM can offer peace of mind in case you're in an accident caused by someone without enough liability coverage to cover your injuries and damages.

Example: You're rear-ended by a driver who doesn't have car insurance. UM/UIM can cover your medical bills and car repairs up to your limits.

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Tools that help you save more

AutoQuote Explorer® is a tool we offer that lets you compare car insurance rates from different companies.^‡‡ Have a budget in mind? Our Name Your Price® tool helps you see which coverages fit your price range and then build your own policy.

How much car insurance do I need?

Car insurance, specifically liability coverage, is required in nearly every state to protect you financially if you cause injuries or property damage to someone.

Use our coverage calculator to quickly estimate how much coverage you should consider based on your location and preferences. When you quote with us, you'll have the flexibility to choose what you want while getting affordable coverage that meets your state's requirements.

You can also select your state to find out what coverages are required where you live:

Common questions about auto insurance

Get quick answers to some of the most asked questions about car insurance. See our auto insurance FAQ page for even more information.

Your car insurance cost will be determined by factors like your age, location, driving record, vehicle type and usage, and more. Find out how much car insurance costs, including average rate by region.
Remember, simply switching your policy to Progressive could result in a decrease to your car insurance cost. Get your quote today to find out how much you could save by switching.
- Allstate customers who switch and save with Progressive save $920 on average^§
- GEICO customers who switch and save with Progressive save $757 on average^§§
- State Farm customers who switch and save with Progressive save $661 on average^#
To get the most accurate car insurance quote, you need to provide:
- Your car's make, model, and year
- Some information about your driving history
Next, to purchase an auto policy, you'll need your vehicle identification number (VIN) and driver's license number. Not sure which coverages to select for your new policy? Our car insurance calculator can help you estimate your coverage needs.
Ready to get started? Get a quick car insurance quote online or call 1-855-347-3749. We're here for you around the clock to help with questions, policy updates, and claims. Call, go online, use the Progressive app, or even chat with us — our lights are always on.